Insurers helped over 450,000 customers during the December 2010 freeze, according to the Association of British Insurers (ABI).
Each day they dealt with over 12,000 claims, totalling £38 million, for policyholders who suffered damage to their homes, businesses, and vehicles.
The month saw some £900 million in property damage claims, the highest payout ever made for damage caused in the UK by a bout of freezing weather and heavy snow.
The figures also show that during the period:
Insurers dealt with 467,000 claims for damage to homes, businesses and vehicles.
190,000 claims were for damage to homes and businesses, costing £900 million, and in Scotland, which was particularly hit, there were 31,000 property damage claims, costing some £90 million.
Of the property claims, 103,000 were for burst pipe damage, costing £680 million, with the total up 35% on the amount paid out for burst pipes during the whole of the 2009 winter.
The large number of burst pipes in Northern Ireland resulted in 6,400 claims, worth £40 million.
There were 278,000 claims from insured motorists for vehicle damage costing £530 million.
The ABI’s director of general insurance and health, Nick Starling, says: “The big freeze highlighted that when bad weather strikes there is no substitute for insurance.”