Aviva has advised homeowners to take precautions to safeguard against the gales forecast at the end of this week.
The insurer has a network of contractors, claims teams and call centre staff ready to assist those who are affected by weather-related damage in the next few days.
Property Claims Director Rob Townend explained that storms and gales are covered as standard by home insurance policies.
Damage caused by storm force wind and rain, including the costs of moving out temporarily, are all covered by insurance.
Aviva advises homeowners to park cars in garages, away from trees, secure and lock down all loose objects outside (such as bikes and garden furniture) and to make sure all doors and windows are fastened.
In addition, the insurer advises checking for loose tiles on the roof and making sure aerials or satellite dishes are secured.
Yesterday Legal & General issued advice regarding combating winter weather, including lagging pipes and tanks and leaving the heating on to help prevent burst pipes.