Aviva is proposing to use smartphone technology to create individual driver profiles that will be used to calculate tailored \u201cpay-how-you-drive\u201d premiums.
\nAviva RateMyDrive, which is about to enter its next trial stage, monitors motorists for 200 miles, including acceleration, braking and cornering. <\/p>\n
The data is then turned into an individual score which helps determine the motorist\u2019s premium, with safer drivers earning a discount of up to 20%.
\nThe insurer\u2019s retail director, Steve Treloar, comments: \u201cWe believe this innovative use of smartphone technology will benefit all safe drivers, regardless of age or gender.\u201d<\/p>\n
He adds: \u201cUnlike traditional \u2018black box\u2019 telematics solutions, Aviva RateMyDrive app only needs a small amount of data \u2013 typically 200 miles \u2013 to create an individual driver profile.\u201d
\nThe app is free to download and uses the customer\u2019s own smartphone, so there is no need for motorists to have a black box installed in their car.<\/p>\n
So far it has been tested by Aviva staff and the insurer is now looking for 5,000 motorist with android smartphones to complete its research.
\nAnyone interested in taking part can find out more by visiting the company\u2019s website.<\/p>\n
Source: http:\/\/www.insurancedaily.co.uk<\/p>\n","protected":false},"excerpt":{"rendered":"
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