Only 15% of UK workers have any form of insurance against ill-health preventing them from earning a living, with just 7% receiving the insurance as part of their employee benefits package, new research from MetLife suggests.<\/p>\n
The insurance gap is at its widest for those aged 55 and over as only 12% of this group are covered for a lengthy period off work through ill-health.<\/p>\n
Across the country, workers in the North reported the highest rate of long-term illness at 28%, falling to 13% (the lowest rate) for those living in London.<\/p>\n
Ironically, highest insurance cover was found in London (19%) while Scotland came last with only 10% of respondents claiming similar.<\/p>\n
Both men and women were equally likely to have suffered ill-health at 21% but men were over a third more likely to have been made redundant at 25% compared with 16% for women.<\/p>\n
The gender gap was reflected in health insurance cover in place, with 20% of men having cover compared to 11% of women.<\/p>\n
Stephanie Baillie, employee benefits director at MetLife UK says: \u201cUnderstandably, people are being forced to make tough financial choices as their incomes are squeezed.<\/p>\n
\u201cYet this only makes good quality health insurance more crucial as many consumers would be left unable to support themselves in the situation where they lost their livelihood through illness.\u201d<\/p>\n
MetLife\u2019s research was conducted by Vision Critical using an online methodology among 1,106 consumers.<\/p>\n
source: www.insurancedaily.co.uk<\/p>\n","protected":false},"excerpt":{"rendered":"
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