{"id":117,"date":"2011-01-25T18:22:21","date_gmt":"2011-01-25T18:22:21","guid":{"rendered":"http:\/\/www.sure2insure.co.uk\/?p=117"},"modified":"2011-01-25T18:22:21","modified_gmt":"2011-01-25T18:22:21","slug":"home-insurers-lagging-behind-on-digital-cover","status":"publish","type":"post","link":"https:\/\/sure2insure.co.uk\/?p=117","title":{"rendered":"Home insurers lagging behind on digital cover"},"content":{"rendered":"<p>Consumers are at risk of losing hundreds of pounds worth of digital music because their household insurers may not protect downloaded material.<\/p>\n<p>According to research from Which?, a third of leading home insurers\u2019 standard policies don\u2019t offer any form of digital cover, despite over 100 million tracks being downloaded by UK music lovers each year.<\/p>\n<p>Which? found only four providers (HMV Digital, Play.com, 7digital and Tesco Entertainment) that allow customers to re-download lost tracks, and in the case of iTunes, products can definitely only be downloaded once.<\/p>\n<p>The consumer group\u2019s chief executive, Peter Vicary Smith, comments: \u201cIt\u2019s surprising that, at a time when the popularity of digital downloads is soaring, insurers aren\u2019t offering music lovers the protection they need.\u201d<\/p>\n<p>In other home insurance news, Legal &#038; General\u2019s latest FraudStoppers report reveals that many brokers believe home insurance fraud is on the increase, with little is being done to deter the fraudsters.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Consumers are at risk of losing hundreds of pounds worth of digital music because their household insurers may not protect&hellip;<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[12],"tags":[],"class_list":["post-117","post","type-post","status-publish","format-standard","hentry","category-home-insurance"],"_links":{"self":[{"href":"https:\/\/sure2insure.co.uk\/index.php?rest_route=\/wp\/v2\/posts\/117","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/sure2insure.co.uk\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/sure2insure.co.uk\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/sure2insure.co.uk\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/sure2insure.co.uk\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=117"}],"version-history":[{"count":0,"href":"https:\/\/sure2insure.co.uk\/index.php?rest_route=\/wp\/v2\/posts\/117\/revisions"}],"wp:attachment":[{"href":"https:\/\/sure2insure.co.uk\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=117"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/sure2insure.co.uk\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=117"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/sure2insure.co.uk\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=117"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}